When considering a divorce, many factors should come into mind. The legal process involves several steps that may have you and your spouse before a judge. It can help to prepare yourself before separating. Consider these three things you should think about before ending your marriage.
1. Reentering the Workforce
If you have been at home caring for children, you need to decide how and when to reenter the workforce. Unless you need to continue to stay home to care for a special needs child or an infant, a judge will expect you to start working. However, this does not mean it will be immediate. A divorce attorney Norfolk can help request spousal support to bridge the financial gap. Even before the divorce is final, a judge may rule on temporary support.
2. Separating Assets and Debts
You and your spouse may have quite a few financial obligations you will need to consider splitting. Gather all of your financial documentation so you can come up with a strategy for recommending a fair split. Having account information will also help you when it comes to filling out the financial affidavit, a necessary document in the divorce process. The court will eventually want to see the basis for the type of financial split you and your spouse decide on. While it may not turn out the way you want, you should start with a figure or strategy in mind.
3. Sharing the Children
One of the most contentious parts of divorce is child custody and visitation. Going from a full-time parent to part-time is a painful prospect. Before initiating a divorce, you should decide the best-case scenario for sharing your children. If your spouse is a good parent, you should put aside personal feelings and consider what is best for the children. This means it is likely you and your spouse will share equally in the care of the kids.
Getting a divorce is one of the most challenging life events. Preparing yourself mentally before you split might help you get through it in higher spirits.
Life is full of unexpected events, and some of them require nurses to take extended periods of time off from work. Maybe you’re among them and are exploring coming back to the workforce after a sickness or injury. Restarting your career is a process, but often a worthwhile one.
Get Expert Advice
One way to ease your re-entry into the workforce is to rely on the expertise of people who have helped those in situations similar to yours. They could provide tips on different roles you could have based on your circumstances.
Think of an example where you want to work in Jacksonville, FL, but are not ready for a nursing job that requires spending most of your shift on your feet. If you choose a career as a telephonic nurse Jacksonville FL companies enable you to contribute in a way that may feel less demanding than working in a hospital or similar facility. Professionals can assess your situation and advise how to proceed with restarting your career.
Know Your Value
Nurses wear many hats and have to stay cool under pressure. In addition to giving appropriate medical care as things change in the moment, they understand just the right things to say, whether communicating with a frightened child who has a broken arm or a young woman who just received a cancer diagnosis.
During your return to your career, there may be times when you feel overwhelmed. When the stress of the work starts to get to you, remember how valuable you are to the people you’ve helped so far and all those yet to experience your care. Having such a mindset should help you keep a healthy perspective.
Understand Your Requirements
If it’s been a year or more since you last worked, your return to the workforce is more likely to include fulfilling continuing education and certification requirements. You should also check that your license is still valid.
Getting these things in order can be somewhat of a time-consuming process. However, staying on top of the responsibility usually makes it easier to manage.
Deciding to start working again as a nurse is a major decision. These tips can help you navigate the journey.
The average credit score in the United States in 2019 was 703, which is considered a “good” score among most creditors.
However, you may find yourself amidst the 12% of Americans with a “poor” score below 550, especially if you have recently worked with a bankruptcy Maryland lawyer. Since your credit history has such a significant impact on your purchasing power, it may be imperative for you to do whatever you can to boost your rating. Fortunately, it might not be as difficult as it seems.
Factors That Influence Your FICO Score
Your creditworthiness is based on five types of reported financial data. Credit bureaus use the data to calculate your FICO score, and creditors rely on their analysis to estimate your financial reliability. The five influencing factors are:
- The number of on-time or late payments
- The age of your oldest credit accounts
- The percentage of your total credit used
- Recent requests for your credit history
- The variety of your credit account types
Reported items could affect your history for a few months or a few years. If you see old or inaccurate entries on your report, contact the credit bureau to file a dispute.
Strategies That Rebuild Your Credit
Repairing a poor credit score isn’t impossible. Studies have shown that a selection of Chapter 7 bankruptcy filers saw an average score increase of 15%, inside the “fair” range, within eight months of discharge. Making on-time payments and spending less than one-third of your available credit generally have the most substantial effect on your score. Still, those efforts can be challenging, sometimes impossible. Fortunately, some other strategies and products could contribute to improvement, such as finding a co-signer, becoming an authorized user and applying for credit-building loans or secured credit cards.
Don’t be discouraged by the fact that critical financial elements such as judgments, defaults and poor payment habits can influence your credit history for as long as a decade. You can start taking small steps now, and you might be surprised by how quickly they can impact your score.
If you’ve recently been laid off, you may be wondering how you can identify your options, improve your employment prospects and move forward with your life. Thankfully, there are some key strategies that can help you through this time and into a brighter future! Take a look at these three tips.
Use Your Connections
One of the best ways to pick yourself up and dust yourself off after losing a job is to use all your resources to start looking for a new one. Being proactive will not only increase your prospects, but help improve your mood and self-confidence as well. A great way to start seeking new opportunities is by using your connections and asking around for potential openings. In fact, networking is essential to building your career long-term, so this is a great strategy to start using today!
Get Professional Advice
If you feel you’ve been unfairly let go, the situation may call for professional input beyond what you can do yourself. For certain employment situations, simply talking with an employment attorney Jacksonville FL may help you clarify what your options are. After all, sometimes it takes a village, so don’t be afraid to ask for help if you need it!
When a job loss occurs, one of the best things you can do for yourself is to remain positive. Try keeping a journal of one thing that makes you happy each day, and be sure to take time for yourself and unwind regularly. Ultimately, taking care of your mental health and reminding yourself that it gets better is the biggest mood boost there is.
Losing a job can be hard, but there are steps you can take to move forward. By staying positive, getting professional advice and using your connections wisely, you can confidently move into a new chapter of your life.
You may have found yourself in some sort of legal issue but are unsure where to go for help. While it’s wise to look for a lawyer who can help your case, you need to make sure you choose the right one. There are several types of lawyers, and each one is suited for certain legal cases. Here are some of the ones you will find.
For those who are looking to create a will for when they die, you want to look for an estates lawyer. Their sole focus is to create and interpret the wills of those who have come to them. They can also be used for setting up trust funds and other estate-related issues.
For those who are in trouble with the law, you will want to find a criminal attorney. These are also the ones who also specialize in areas of bail, charges, arrests, and other issues that may be involved in a criminal trial. No matter the crime, these are the people you will want to turn to for help. Each one will have his or her own area of expertise, but they all are familiar with common law.
For those who are in need of help with family issues, you want to look for a family lawyer. They help in cases concerning divorce, pre-marriage agreements, and child custody cases. These court cases can often be long and drawn out, so it’s best to find one you can work with for a long haul.
General Practice Lawyers
For those who are not sure what they need, but require help, a general practice lawyer may be best suited for you. These lawyers do not specialize in one area of law, but rather handle a variety of legal matters. Some are more comfortable in certain areas than others so it’s best to make sure they are suited for your case before hiring them.
If you want to win your case, you need the right person to fight for you. Be sure to hire a lawyer who knows your legal troubles.